NexGen Professional Surveying Services

Mortgage Surveys

NexGen Surveying, LLC. provides a range of services to suit any land surveying need!

Service
Service Icon

What is Mortgage Survey?

A mortgage survey is a document that, depending on which state you are purchasing a home in, may be required for the closing process. These types of documents are produced through several steps of work; starting with the review of a piece of land that you intend to buy or sell.

Process Involved for Mortgage Survey in Florida by Nexgen Surveying LLC.

Preliminary Research of the Property

Dedicated staff spend many hours researching the history of a property. They are tasked with researching the legal description of a property, locating and understanding any prior surveys to the property, as well as the original maps, or plats as they are called in the trade of surveying. They are also responsible for determining things like understanding flood hazard zones, which can affect your title insurance, and how to determine if your home needs an elevation certificate.

Document Verification by our Field Crew

Once the review portion of your property's history has been completed. The information will be organized and provided to a field crew to make sure that the information is correct and verified at the physical property itself. They use extremely precise tools for measuring out the property lines. All improvements are located with accuracies up to one centimeter or less. They will also collect information related to the street, neighborhood, or development the property is associated with. To ensure you and your title company that your property is exactly what it is supposed to be, or in some cases that it is not.

Sending Documents to Mortgage Location Survey Drafter

After the above process, all the information will be sent to a mortgage location survey drafter. This person uses a drafting program to digitally draw out the exact measurements taken from the field. They are also responsible for checking into specific details such as easements, property restrictions such as setbacks, and ensuring that the boundary and overall condition of the property are accurate. They will check for encroachments that could be fences, sheds, or any other improvement from a neighboring property that should not be on your property.

Final Review by Our Licensed Surveyors

Once the drawing is completed the last and most important piece of the process is called checking. This is where a dedicated staff member will once again review all of the information compiled on your property and displayed in the survey drawing is correct. They check for things as simple as misspelling; up to the accuracy of the finished product and verifying the legal description. After their review is completed and approved the survey is signed by the licensed surveyor and then sent to you or your title company for review at the closing table.

Frequently Asked Questions

Mortgage surveys are important when buying a new home. The lending company for your mortgage loan wants this document to verify that the property is as described in the legal document. They need it to make sure the land is suitable as a collateral for your mortgage loan.

It will take around 1-4 hours for our licensed land surveyors to complete the physical survey of your property, but it depends upon the size and complexity of the property. It will take around 10-12 hours for a complete in-depth structural survey.

Once the mortgage lender's underwriter has received a copy of your completed survey, they will be checking to see if the valuation makes sense and that there are no issues with the property highlighted in the report. From start to finish, the entire valuation process takes around 2 weeks to complete on average.

In summary, a mortgage valuation is just a check of your properties value and not a structural assessment. The surveyor visits your property briefly and will only pick up on major visible defects.

Quick Quote Request

Please complete the following form!

  • Head Office

    NexGen Surveying, LLC
    5601 Corporate Way
    Suite 103, West Palm Beach
    Florida, 33407
    United States

  • Email Address

    info@nexgensurveying.com

  • Telephone

    (561) 508-6272

  • Office Hour

    Monday - Friday: 9 AM to 5 PM
    Saturday - Sunday: Closed

What Our Clients Say

Great job! They are very responsive and did their upmost to accommodate our request at short notice and produced a very through report quickly.

- Patricia E. McCowan

NexGen Surveying has been our go-to Survey Company since their beginning. Almost immediate responses to our email requests and questions. Their crews show up on time and the final Survey is always prompt at a very reasonable cost. This is a first-class operation, good job NexGen!

- Norine Folino

I called them and needed a survey rushed because I had a issue with the building dept in lake Worth John gave me a quote within 1 hour and finished the survey in 3 day WOW! Such nice people so easy to work with will use them exclusivity from now on for all my projects and will highly recommend.

- Matt Fino

I am so pleased with the quality and customer service I won't use anyone else to handle the surveys for my closings. They are amazing at handling my emergencies when needing surveys sooner then planned and are always so professional! Highly recommend them!

- Master Title Service

We work with NexGen often, and they are a wonderful surveying company. They are always willing to go the extra mile and are extremely professional. Their Account Representative, Mike is a huge asset. We love working with them.

- Elysia Brennan

Very impressive service! We needed a survey done for new fence installation and NexGen came highly recommended from our realtor. Two phone calls is all it took. First to get quote rolling, second was to make payment for services. Less than 2 days later, survey emailed to me. Quick and easy - hassle free. Would use again without question!

- Douglas Bakke