Nexgen Logix serves all Florida counties from our base in Lake Park, Palm Beach County.
A Letter of Map Amendment (LOMA) is an official FEMA determination that a property or building on natural ground sits above the Base Flood Elevation. If approved, the structure is removed from the high-risk flood zone, and your lender may no longer require flood insurance. Nexgen Logix can prepare the elevation data and LOMA application for you.
If your lender requires flood insurance because FEMA's maps show your home in a high-risk flood zone, but your building sits on ground that is higher than the mapped flood level, a Letter of Map Amendment (LOMA) may help.
A LOMA is an official FEMA determination that a specific property or structure, on natural ground, sits above the Base Flood Elevation (BFE) and should not be in the Special Flood Hazard Area. If FEMA approves it, the structure is removed from the high-risk zone, and your lender may no longer require flood insurance. FEMA charges no fee for a standard LOMA review.
Most LOMA requests start with surveyed elevations, usually an elevation certificate or a FEMA elevation form, compared with the BFE on the effective flood map. If you already have a recent elevation certificate, send it to us and we will tell you whether it can be used.
Call (561) 508-6272, email info@nexgensurveying.com, visit us at 1547 Prosperity Farms Rd, Lake Park, FL 33403, or request a quote.
If FEMA removes the structure from the Special Flood Hazard Area, the federal mandatory purchase requirement no longer applies, but your lender can still require coverage. Ask your lender how they treat an approved LOMA.
No. A LOMA changes the regulatory flood zone for your structure; it does not remove flood risk. Many owners keep lower-cost flood coverage.
FEMA charges no fee for a standard LOMA review. The survey work is quoted per property; request a quote.
Usually you need surveyed elevations. We will tell you whether an existing EC is enough or a new survey is needed.
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NexGen
Nexgen Logix (Nexgen Enterprises LLC)
1547 Prosperity Farms Rd,
Lake Park
Florida, 33403
United States
Monday - Friday: 9 AM to 5 PM
Saturday - Sunday: Closed